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Loan Eligibility (IPA)

Get an instant estimate of your loan eligibility now. This is useful to know before obtaining an IPA from the bank.

Note that this is an estimation, and the final IPA or approved loan is subjected to the bank's final review of your income documents and credit checks at the point of application.

Main Borrower


More income streams

Joint Borrower


More income streams

Please review:

Property Type:


Loan Tenure:




IWAA - Avg. Age:

Total Gross Income:

  TDSR 55%:

  MSR 35%:

Total Debt:

TDSR Utilization:

Stress Test Rate:


TDSR Loan: $0

  Property Price: $0

MSR Loan:

  Property Price:

Pledge / Unpledge

Increase Loan




Based on ,
To make up the shortfall of between your desired loan and max loan, you may

  • Pledge or
  • Show Fund or
  • Combination of pledge and show fund:
0% Pledge:
Show Fund:

Mortgage Loan Instalment

Loan 1

Monthly Payment:

Monthly Interest:

Total Interest (24 mths):

Loan 2

Monthly Payment:

Monthly Interest:

Total Interest (24 mths):

Stamp Duty

Buyer Stamp Duty

Buyer Stamp Duty:

Additional Buyer Stamp Duty:

Total Stamp Duty:

Seller Stamp Duty

SSD Payable: